Mortgage Tips & Home Loan Insights for Florida & Maine

Some lenders advertise unusually low mortgage rates, but many of those offers only appear low because they require you to pay discount points upfront. Points can reduce your interest rate, but they should never be hidden in the fine print. Understanding how much points cost, your break even timeline, and whether the long term savings outweigh the upfront expense is essential. We give you a clear line by line breakdown so you can compare the true cost of each rate option and m

Many people hold back from buying a home because they think their credit isn’t good enough, they can’t afford it, or they need a 20% down payment. The truth is, every one of these obstacles has a solution. At BlueStripe Mortgage, we provide straight answers, clear options, and guidance you can trust so you can move forward with confidence.

You have probably seen those eye-catching mortgage rates online that seem almost too good to be true. The truth is, they usually are. Many of these advertised rates are what we call “teaser rates.” They are based on the most ideal borrower scenario, which often means a perfect credit score, a large down payment, a specific property type, and even the purchase of discount points to buy the rate down. Your actual mortgage rate is determined by your individual financial profile