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Skip the Appraisal, Save Time: See If You Qualify

  • Writer: Meredith Fire-Hess
    Meredith Fire-Hess
  • Oct 6
  • 1 min read

Thinking about buying a home but want to make the process smoother, faster, and potentially less expensive? You may be eligible to skip the traditional in-person appraisal altogether! Many lenders now offer an appraisal waiver, a modern option that allows your home’s value to be determined through verified data rather than a physical inspection. Instead of waiting days (or sometimes weeks) for an appraiser to visit the property, the lender uses recent neighborhood sales, public records, and other trusted market analytics to establish the value.


That means fewer delays, lower costs, and less stress. An appraisal waiver can save you several hundred dollars in fees and often shaves valuable time off your closing timeline, especially in competitive markets where speed matters. It also helps reduce the risk of appraisal-related surprises that could impact your financing mid-process.


While not every buyer or property will qualify, this option is becoming increasingly common on certain loan type, particularly for well-documented borrowers purchasing in stable markets. If you’re planning to buy soon, it’s worth checking early in the process to see if this streamlined path is available to you.


Give us a quick call at 407-347-7940, and we’ll verify your eligibility today. You might be closer to your new home than you think! (Program availability and qualifications may vary, so it’s always best to confirm before you make your move.)


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Meredith Fire-Hess NMLS: 520860

Jeff Hess NMLS: 275198

Company NMLS: 926200 

Licensed in Florida / MBR5199

Licensed in Maine /  NBC642663

www.nmlsconsumeraccess.org

Serving Florida and Maine statewide, specializing in Central Florida and Southern Maine.

We offer Conventional, FHA, VA, USDA, Jumbo, Reverse and HELOC loans, always tailored to your needs. At Blue Stripe Mortgage, you get the warmth of a family business with the strength of top lenders. Think of us as family in your corner, every step of the way.

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