Mortgage Tips & Home Loan Insights for Florida & Maine

You have probably seen those eye-catching mortgage rates online that seem almost too good to be true. The truth is, they usually are. Many of these advertised rates are what we call “teaser rates.” They are based on the most ideal borrower scenario, which often means a perfect credit score, a large down payment, a specific property type, and even the purchase of discount points to buy the rate down. Your actual mortgage rate is determined by your individual financial profile

The Federal Housing Finance Agency (FHFA) today announced the maximum conforming loan limits for mortgages to be acquired by Fannie Mae...

Interest Rates are falling and are now at the lowest point they have been at in years.

By now you’ve heard: the better your credit score, the better chance to get into your dream home! Need tips on to increase your score?...

Mortgage rates edged higher in the latest week due in part to declining Bond prices. Oil prices are at their highest level since late...

Despite the recent chatter regarding inflation pressures, a key inflation gauge was unchanged in January, laying to rest the fears of...

Friday Financial Update: Employers across the nation planned more job cuts in January than in December, which were concentrated in the...

The Conventional Loan Limits have increased! This should really help buyers who want to stay in a Conventional Loan and not take out a...

The Dow Jones Industrial Average has gained a record 5,000 points in 2017, the most ever in a year while hitting fresh record highs 70...

The National Association of REALTORS® (NAR) reported on Thursday that Pending Home Sales in July fell 0.8% and has declined four of the...

This week's financial recap: Mortgage rates remained just above all-time lows this week, as reported by Freddie Mac. The Commerce...

Mortgage rates continued to edge lower this week as Bond prices rose and yields declined. Americans filing for first time unemployment...

This graph shows the Housing Market Index (HMI) which is based on a monthly survey of National Association of Home Builder members. It...

The Federal Reserve lifted its benchmark short-term interest rate by a quarter percentage point and is likely to have a domino effect...

I was asked to answer this question for an article in a local realtor's monthly newsletter. Here was my response: Here’s the question of...

Currency is actually fabric composed of 25% linen and 75%cotton. Currency paper has tiny red and blue synthetic fibers of various lengths...

Rates may be dropping again…at least for now… The Federal Reserve announced this afternoon that they will continue to purchase $85...

There has been so much information in the news lately regarding interest rates and their sudden climb upward. While this may seem very...